Outdated payment methods threaten today’s real estate deals

Risk of fraud

Wire instructions and paper checks are prime targets for fraud, putting your buyers’ funds and your reputation at risk.

Lack of visibility

Manual tracking and limited insight into payment status create delays and uncertainty across the deal.

Confusing payment methods

Buyers feel the pressure. Agents want to move fast. But clunky payment processes slow everyone down.

Collect earnest money faster and more securely with CertifID

Choose Use Case

[01   Scale your security posture

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

[02   Simplify deposits

Earnest money deposits shouldn’t be chaotic for your team or your buyers. With a simple branded link, no apps or logins required, the process is intuitive, mobile-friendly, and easy to complete in a few steps. No checks, chasing, or confusion.

[03   Stay in the know

No more guessing if a payment was sent or received. Real-time status, transfer history, payment & buyer details, and customizable notifications give internal teams and buyers instant visibility into every deposit. Know the moment money moves.

[04   Streamline your workflow

[05   Strengthen relationships, win more business

CertifID gives you a powerful way to deliver a smoother, more secure experience to your agent referral partners. It’s a competitive advantage you can promote to grow relationships and stand out in your market. Make every transaction a reason to come back.

Frequently asked questions

Is this an ACH payment?

Yes. Payments are processed via ACH through CertifID’s trusted platform, with verified bank accounts and identity verification. You don’t have to wait days for payment or rely on outdated check uploads. CertifID offers same-day ACH in a single interface.

Do buyers need to create an account or download an app?

Nope. Buyers receive a branded payment link they can use from any device, no logins, no downloads, and no extra steps.

What if a buyer still wants to use a check or wire?

You can still offer traditional options. But most buyers prefer the convenience and peace of mind of sending ACH payments online in just a few taps. Plus, collecting payments through the CertifID platform lowers your risk of devastating fraud and reduces your liability.

How does this help our team?

You’ll cut down on support questions, reduce manual tracking, and gain instant visibility into each earnest money payment’s status, all from your CertifID dashboard. And like we’ve said before, there’s a huge benefit to not being liable for fraud.

How is CertifID Cash to Close different from a wire transfer?

With a wire, the buyer handles routing numbers and account details — often sent over email, which is the #1 attack vector for wire fraud. CertifID removes that entirely. Buyers connect their bank via Plaid and submit payment through a guided, verified flow. They never see wire instructions. And unlike a wire, every CTC payment is backed by CertifID's Fund Finality commitment — if something goes wrong after escrow credit, we own the recovery, not you.

The largest payment in the transaction deserves the strongest protection

CertifID helps title companies guarantee closing funds are delivered, with no wire instructions in buyers' hands, no clawback risk on your escrow, and one flat $48 fee per transaction.

Let us show you how.