Qualia added fraud prevention as a feature. We built it as the foundation.
CertifID built the first wire fraud prevention software for real estate. Now we have a streamlined closing workflow built on that foundation. Backed by years of fraud pattern data, a clear yes or no on every wire, and $5M of first-party insurance per file.
See how CertifID compares Talk to an expert
1.4M
wire transfers verified
$283M
Fraud prevented in 2025
$126M
recovered
$5M
in per-transaction coverage
Native isn't the same as protected
Built for fraud from day one
CertifID built the first wire fraud prevention software for real estate, founded by people who had lived through the problem. Years developing CertifID's fraud engine shows up in three ways: broader coverage, stronger verification, and better response when fraud slips through.
Transaction coverage for your business
Every CertifID-protected wire is covered up to $5M, first-party, with your company as the named insured. The coverage applies before the wire is delivered, with no eligibility tiers and no risk-score requirements. Coverage matters as much as the prevention you pay for.
Protection doesn't stop at prevention
CertifID's recovery team works directly with the U.S. Secret Service to freeze accounts, coordinate with law enforcement, and return misdirected funds. $126M recovered to date.
Why title teams choose CertifID over Qualia Shield
CertifID streamlines the closing process with best-in-class fraud protection built in.
Wire instruction verification
Limited visibility
Clear yes or no
Manual validation team
No dedicated team
Yes, every transaction reviewed with context and next steps
Identity verification
Standard verification
Advanced multi-factor (device, ID, selfie, 150 fraud markers)
Payoff verification with callbacks
Limited
Yes, 97%+ success rate
ACH return risk assumption
No
Yes, complete protection
Final funds guarantee
No
Yes
Insurance
No
$5M per file / $30M aggregate
Fraud recovery team
Limited
Yes, partnered with the USSS
Pricing
Bundled with Qualia Connect
Per-file pricing
Purpose-built fraud prevention
A security feature inside a TPS
First to market with purpose-built wire fraud prevention software
*Check with Qualia on the latest status of these features
See what a streamlined and protected closing looks like
Compare how each platform handles the work and the risk behind it.
Trusted by title teams when the stakes are highest
"Having that verification helps me sleep at night"
Courtney Wilson
Operations Manager
Why this VP at Independence Title calls CertifID the "gold standard" in wire fraud protection
Brett Beckett
VP of Finance & Strategy
Ubiquity Title Solutions: From $250K fraud victim to security vanguard
Angela Miller
CEO of Ubiquity Title Solutions
Security-first, not security-later
Qualia is a title production software company that added Shield as a feature inside a TPS. CertifID built the first wire fraud prevention software and now a streamlined closing workflow built on top of that foundation, not added later.
Years of fraud pattern data and a consortium of intelligence built across 1.4M+ transactions
A dedicated manual validation team on every flagged wire, with context and next steps, not a green-yellow-red color code
Trust and Safety team actively monitoring transactions in real time, not just running risk scores
No opt-out path. Wire instructions aren't delivered unless they're backed by insurance.
Not all insurance is created equal
CertifID offers first-party insurance that covers $5M per file, is licensed in all 50 states, and we pay the deductible. Qualia Shield doesn't offer insurance. If a wire goes through Qualia Shield with a green-light assessment and turns out to be fraudulent, the legal and financial liability sits with you.
$5M per file with a $30M aggregate, licensed in all 50 states and 51 jurisdictions, and CertifID pays the deductible.
Your company is the named insured and gets paid directly — not routed through a third party.
If a wire gets a green light from Qualia Shield and fraud happens, the legal and financial liability sits with you.
⅓ of CertifID's customers also use Qualia for their TPS — and CertifID for protection.
Protect the closing, not just the wire
Streamline the work. Protect the transaction. Close with confidence.
See CertifID in 15 minutes
Pick a time that works for you and we'll walk through how CertifID streamlines and protects your closings.